What to expect when buying a home.
First, determine your housing needs. Your buyers agent will have many questions for you regarding what you are looking for in a home. It is a good idea to have some ready answers for these questions. This will help our agents serve you better, and faster.
Second, secure the finances. It is a good idea to be pre-qualified for your finances from a lending company. Ask your agent for a mortgage checklist. This is a list of things you will need to bring with you to be qualified for financing. There is a mortgage calculator on this website.
Do not be afraid to make an offer on any home you think may fit your needs. Making an offer is a means of expressing interest to a seller, and does not bond you into a purchase.
Closings and costs. There are several costs associated with closing on a property. These costs are negotiated between the buyer and the seller at the time of closing. Your agent will help you negotiate these costs with the seller.